My husband is an addict. We have been married for 18 yrs and have two daughters. I’m working on doing an intervention if not for a relationship then for my girls ! So they can have a dad. My research into finding a rehab is that it is really expensive upfront but then our insurance will pick up the rest of it! The problem is my husbands addiction has taken pretty much all of our savings. And the rehabs around us all want at least 10k upfront! How does everyone pay for these ? Or what are the best ways to go about this ? Or does anyone have any experience with interventions ?
How do people pay for rehab?
I would be suspicious of any rehabs that want 10K upfront. My husband went to an inpatient detox and residential program that was through the hospital. I took him to the ER and from there he was placed in their behavioral health facility. Our insurance paid for his stay for a limited amount of time. Have you looked into addiction services at your local hospital? You may want to call your insurance company and find out what they will cover. This website can also help you find a treatment center near you: https://findtreatment.gov/
I don’t have any experience with interventions but other Villagers have shared their experience and thoughts on intervention in this thread:
https://community.wethevillage.co/t/what-do-you-think-about-interventions/6587
I think a lot of it depends on the person leading the intervention, and making sure that everyone involved is on the same page, which can be tough. I’d encourage you to look into the CRAFT approach, which is the type of support that We The Village offers training and coaching for. It’s different than the “tough love,” “detach with love” and more confrontational approaches like interventions that most people are used to hearing about. You can learn more about CRAFT here:
Hey there @Awl -
That’s such a tough spot to be in, and I really hear how much you want to do the right thing—not just for your husband, but for your daughters, too. It makes sense to want him to get help, but the cost of rehab can be a huge barrier, and the upfront payment structure some places use can feel frustrating and even a little suspicious. It’s definitely worth exploring different options, including state-funded or in-network facilities that don’t require such a large deposit.
As for the intervention—while the idea of a big, sit-down confrontation is what we often see in media, research actually shows that a gentler, more strategic approach tends to work better. Like @momentsandlight mentioned, CRAFT is a science-backed way to encourage a loved one into treatment without force or ultimatums. Instead of a one-time intervention, it’s about shaping moments over time —learning how to reinforce healthy behaviors, communicate in ways that lower resistance, and take care of yourself in the process.
It’s completely understandable to want action now , but sometimes the most effective path is a steady, thoughtful one. You don’t have to figure this all out alone—there are programs like We The Village’s that can walk you through this process step by step, giving you real tools to help your husband while also protecting your own well-being. No matter what happens, you and your daughters deserve support, too.